Terms & Conditions
WEBSITE USE & CONTENT OWNERSHIP
Spendora.club is a finance-forward platform based in Mumbai, India, focused on offering educational content, toolkits, and digital resources related to insurance, money management, and personal finance. By using this website, you confirm that you are 18+ and agree to abide by all applicable laws and these Terms. All content, downloads, templates, branding, and media are the intellectual property of Spendora and may not be reused or redistributed without written permission. We reserve the right to modify our offerings or restrict access at any time without prior notice.
DIGITAL PRODUCTS, PAYMENTS & USER RESPONSIBILITIES
Spendora may offer both free and paid digital resources. All payments are processed securely via third-party gateways, and digital products are for personal use only — resale or repackaging is not permitted. We also participate in affiliate programs, where we may earn a commission on recommended tools. Users are responsible for providing accurate information during purchases or subscriptions and maintaining the confidentiality of their accounts. We retain the right to cancel access for misuse, violations, or fraudulent activity.
DISCLAIMERS, LEGAL COVERAGE & CONTACT INFO
All content on Spendora.club is intended for general educational purposes and does not constitute professional financial, legal, or investment advice. We make no guarantees about outcomes from applying our content. Use of third-party links or tools is at your own risk. By using our site, you agree to indemnify us from any resulting damages or claims. These Terms are governed by Indian law under Mumbai jurisdiction. For queries or support, reach out at info@spendora.com.